It is not a legal requirement to have travel insurance when visiting England, but it is highly recommended. Travel insurance can help cover unexpected medical expenses, trip cancellations or interruptions, lost or stolen luggage, and other unforeseen events that can disrupt your travel plans. Without travel insurance, you may be responsible for covering these expenses out of pocket, which can be costly. It is best to check with your travel insurance provider to ensure that you have adequate coverage for your needs before embarking on your trip to England.